Protect Your Business with
Small Business Insurance
Coverage

Public liability insurance designed to protect your small business from unexpected risks — with discounted rates negotiated through our partner, New Wave Insurance. Get a tailored quote in minutes. Plans start from $25 a month.

Comprehensive CoverageComprehensive coverage
Quick QuotesQuick quotes in minutes
Business Insurance
Partner rates
Discounted cover for Space Penguin customers
Space Penguin has negotiated competitive rates with New Wave Insurance — from $25/month.

Public Liability Insurance

Protect your small business with comprehensive public liability coverage designed for Australian businesses.

Cover that fits your operations

Cover that fits your operations

Designed to respond to personal injury, property damage and certain advertising liability claims (subject to the PDS and policy wording).

Certificate once bound

Certificate once bound

Get your quote quickly and receive your certificate of insurance once bound. Ideal when you need proof of cover fast.

Backed by local expertise

Backed by local expertise

Available to businesses domiciled in Australia across a wide range of trades and industries, with local claims support.

Why Your Business Needs Public Liability Insurance

Protect your business investment and ensure continuity with public liability insurance coverage.

Financial Protection

Financial Protection

Safeguard your business assets and finances from unexpected events that could threaten your operations.

Legal Compliance

Legal Compliance

Meet industry requirements and legal obligations with appropriate insurance coverage for your business type.

Peace of Mind

Peace of Mind

Focus on growing your business knowing you have comprehensive protection against potential risks.

Client Confidence

Client Confidence

Many clients require proof of insurance before working with contractors or service providers.

Partnered with New Wave Insurance

We have partnered with New Wave Insurance and negotiated discounted public liability insurance rates for Space Penguin customers. Get competitive rates starting from $25 a month and comprehensive coverage tailored for Australian small businesses.

Fill out the form below to get a fast, tailored quote. Our partnership ensures you get the best rates available.

* Space Penguin is not the insurer and does not provide insurance advice. Any insurance policy you purchase is provided by New Wave Insurance and is subject to their terms, eligibility, underwriting and claims process.

How It Works

Getting public liability insurance for your business is simple and straightforward.
Here is what to expect.

Get a Free Quote

Fill out our simple online form with details about your business. Our system will generate a personalized quote in minutes.

1
1

Get a Free Quote

Fill out our simple online form with details about your business. Our system will generate a personalized quote in minutes.

2

Review Your Quote

Review your personalized quote and coverage details. Our team is available to answer questions and help you understand your policy.

2

Review Your Quote

Review your personalized quote and coverage details. Our team is available to answer questions and help you understand your policy.

Complete Application

Once you select a plan, complete the application process. We guide you through every step to ensure accuracy.

3
3

Complete Application

Once you select a plan, complete the application process. We guide you through every step to ensure accuracy.

4
check

You are protected!

Your public liability policy is active and you can focus on running your business with confidence, knowing you have comprehensive protection.

4
check

You are protected!

Your public liability policy is active and you can focus on running your business with confidence, knowing you have comprehensive protection.

Frequently Asked Questions

Find answers to common questions about public liability insurance. If you can't find what you are looking for, feel free to contact our support team.

What locations do you cover?toggle
What does this Public and Products Liability insurance cover?toggle
Who is the insurer for this policy?toggle
What is the cooling off period and how do I cancel?toggle
What are the main exclusions under this policy?toggle
What should I do if I need to make a claim?toggle
Does the policy cover my business activities in North America?toggle
What is a deductible and how does it work?toggle
Does this policy cover contractors working for my business?toggle
How do I make a complaint about this policy or a claim?toggle

Have questions about insurance coverage?

Insurance Icon

Get Protected Today

Join thousands of small businesses that trust us with their insurance needs.
Get a free quote in minutes, no obligation.

Starting from $25 a month